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| Conforming Mortgages |
| Adjustable Rate Mortgages |
| Imperfect Credit Mortgages |
| Home Equity Mortgages - Fixed and Interest Only |
Rates last updated on Wednesday, March 19, 2008
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Conforming Mortgages
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has higher loan limits than FHA and VA
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.875% | 2% | 6.257% | | 6.125% | 1% | 6.414% | | 6.375% | 0% | 6.569% |
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Adjustable Rate Mortgages
Term: 30 years
Maximum Amount: $417,000
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Imperfect Credit Mortgages
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.
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| | Rates vary based on severity of credit issues, debt to income ratios and amount of equity remaining in your home. |
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Home Equity Mortgages - Fixed and Interest Only
Dont' lose the good rate on your first mortgage: utilize your home equity the smart way.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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